We often get requests to do a review for a business called American Income Life. Some think it’s the real deal and a money making system and some call it a scam.
We have also heard about their ‘insurance’ side of their business but that didn’t sound very pleasing to us. We will neglect that part and focus mainly on what work opportunities they provide and if they’re any good.
People get on-board with the American Income Life with high hopes but it’s just so important to have the right expectations. Our 2019 review might just help you in deciding if it is something you should consider.
Table Of Contents
What Is American Income Life?
There’s a big hoax has been circling around this company for a while. Some think they will be employed at a regular 9-5 but the ‘jobs’ they offer are not your usual ’40 hour a week day jobs’ – You are instead hired as an independent contractor.
That’s one reason why their ‘jobs’ have a price tag attached to them.
The job on-boarding process is pretty much the same as a regular 9-5 – you’d face an interview and everything else that feels realistic. You’re being recruited as an contractor though, who gets paid 100% commissions on their sales – you don’t get a salary.
It’s like a multi level marketing/MLM system – with AIL, you can also make money through leveraging. Simply get others on-board through you and you can make commissions that way.
This way you can make far more than you’d selling insurance.
This is more like an MLM company – the managers will push you to recruit others under you since it benefits them too. It’s a deep chain, the more referrals you get, the better.
How American Income Life Works?
It’s not your like your usual day job – you won’t make a dime unless you sell insurance or recruit people. There’s no salary involved here. You’re hired an as an independent contractor and not as an employee.
People join it with high hopes and soon realize it’s a multi level marketing business, and they aren’t making enough after months of staying with them since you only get paid per sale.
Is AIL A Scam?
Not really, american income life is not a scam. They only hire independent contractors though, and not employees.
If you are real good at closing sales, then you would thrive in this business and it can be something you may consider but for the average joe, we would recommend against joining them.
People who have deep chains of downlines (their referrals) make most money and most of the affiliates don’t make enough and they ultimately give up.
Try A Real Way Of Making Money Online in 2019
You can instead use your time to learn new ways to make money online. This is 2019, there are many ways with which can you make a living.
We compiled a great guide with beginners in mind following which you can be up and running right away. We shared 40 plus ways out of which you can select the one(s) you’re most comfortable with and like the most.
If you’d like to skip the hassle of going through our in-depth guide, you can check out our #1 recommendation to making money online instead. The business model is affiliate marketing, which if done right can bring you a fortune. Get started here, FREE.
It simply works – provided you put in the work yourself. Some efforts, and dedication is all you need. We recommend against joining MLM businesses as you don’t own them, instead be independent and work on your own online business instead!
Final Thoughts & Conclusion
American Income life is not a scam but it isn’t something we would recommend to our readers as it’s an MLM which isn’t suitable for everyone.
If you’re interested in making money online, you can check out our updated 2019 guide. It has 40+ ways using which you can work from home.
If not, skip the guesswork and take our free affiliate marketing video training instead. You would do well provided you don’t take any shortcuts, still our #1 recommendation simply because it works.